Solutions · Financial & regulated industries
AI compliance for regulated industries.
Banks, insurers and other supervised firms already run AI in credit scoring, fraud detection, pricing and AML — much of it high-risk under the EU AI Act, all of it under the eye of existing supervision. We bring AI Act conformity, independent bias validation and continuous monitoring into one program that speaks the language of your regulator, your model-risk function and your board.
Who it’s for
Built for the intersection of AI and existing supervision.
Regulated firms don’t need to be told that governance matters — they need a partner who understands how the EU AI Act layers onto the frameworks you already live under, and who can stand independently behind the results.
Sectors & use cases
Credit scoring, insurance pricing, fraud and AML, claims and underwriting — the AI applications most likely to fall under Annex III high-risk.
Frameworks in scope
The EU AI Act alongside DORA, MaRisk, BAIT and EBA guidance. We map the overlap so you document once, not five times.
Decision-makers
CRO, Head of Model Risk / Validation, Compliance, the DPO and the AI/Data lead — often reporting into the board or directly to the supervisor.
Pain points we address
- AI in credit or pricing may be high-risk under Annex III — but no one has confirmed it
- Overlap between EU AI Act, DORA and MaRisk is unclear and double-documented
- Model-risk validation not yet extended to fairness and AI Act requirements
- Supervisors and auditors expect independent, reproducible evidence
- Post-market monitoring (Art. 72) duty unsolved for production models
- Board and regulator ask questions faster than internal capacity can answer
Why now
The high-risk clock is set — and supervisors are already asking.
Stand-alone Annex III obligations — which include credit scoring and many insurance use cases — apply from 2 December 2027, with transparency duties already live from 2 August 2026. That looks far off, but in a regulated environment the work is measured in validation cycles, not weeks: baseline, remediation, independent review and sign-off rarely fit into a single year. Firms that start in 2026 will hold defensible evidence while peers are still scoping.
How we help
Four building blocks, mapped to a regulated environment.
The same four services we run everywhere — sequenced and framed for a supervised firm. Independent testing is usually the centre of gravity here.
S1 · Locate
EU AI Act Readiness Assessment
Inventory every model and AI use across the group, determine your provider/deployer role, and classify each system against Annex III — mapped onto your existing MaRisk and DORA documentation.
from €15,000
AI Ethics Audit & Bias Testing
Independent, reproducible validation of high-risk models — fairness, explainability and data quality — designed to satisfy model-risk review and supervisory scrutiny.
from €8,000
S3 · Sustain
Continuous AI Monitoring
Drift and bias monitoring with quarterly compliance reporting — meeting Art. 72 post-market duties and feeding your board and supervisory reporting.
from €6,000 setup
S4 · Understand
Responsible AI Workshops
Executive education for the board, and targeted training for model-risk and validation teams in fairness metrics and AI Act requirements.
from €2,000
Why independent testing matters
We test models independently of the teams that built them, with documented, statistically reproducible methods (our waveTest methodology). For a supervised firm, independence isn’t a nice-to-have — it’s what makes the evidence credible to your auditor, your validators and your regulator.
In a regulated firm, a fairness result is only worth as much as its independence. We build evidence that holds up to the people whose job it is to doubt it.
— Dr. Valentin José Mayr · Founder
Investment
Scoped per institution, after a structured conversation.
Regulated engagements vary too much for a list price — embedded high-risk AI, group structures and sector documentation all move the effort. We anchor on the service entry points — Readiness from €15,000, an independent Bias Audit from €8,000, Monitoring from €6,000 setup plus €2,000/month — and build a precise proposal after a scoping call. Bundle discounts apply across services. All prices net of VAT.
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