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Here we publish articles relevant to our consulting work — and to companies that want to use AI responsibly while entering or maintaining the European market. Freely accessible, no lead-magnet funnel, no tracking. A publishing habit that matches our standard for consulting: anyone who sells trust has to make their work auditable.
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The Unseen Cost of Intelligence
The Unseen Cost of Intelligence Legal position: 24 June 2026. Regulation (EU) 2024/1689. Subsequent developments — in particular Regulation (EU) 2026/1744 of 27 July 2026 — are not reflected in this article. This article states a professional view and does not constitute legal advice in an individual case. A field guide to AI’s environmental footprint…
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Article 27 in Practice: A Fundamental Rights Impact Assessment Your Validation Function Can Sign
Article 27 in Practice: A Fundamental Rights Impact Assessment Your Validation Function Can Sign Legal position: 29 July 2026. Regulation (EU) 2024/1689 as amended by Regulation (EU) 2026/1744. This article states a professional view and does not constitute legal advice in an individual case. The AI Act is unusually accommodating towards regulated financial institutions. Where…
Responsible AI Is an Operating Model
Responsible AI Is Not a Project. It’s an Operating Model. Most organisations treat responsible AI as an undertaking with a start, an end and a sign-off. At the end there is an audit, a certificate, a folder. None of that is wrong — it is simply incomplete. A certificate documents a date. An AI system…
Algorithmic Fairness in Underwriting and Scoring
Algorithmic Fairness in Underwriting and Scoring — What Prudential Validation Does Not Test For actuarial functions, credit risk modelling and model validation: which fairness metrics apply to a real scoring or pricing model, why they contradict one another, and why the exercise need not fail on the fact that you are not permitted to hold…
Your Fairness Test Has a Shelf Life
Your Fairness Test Has a Shelf Life Prudential validation measures whether a model still discriminates well and calibrates cleanly. Neither of those degrades when fairness does. A note for validation functions in banks and insurers. Legal position: 14 July 2026. Regulation (EU) 2024/1689. Subsequent developments — in particular Regulation (EU) 2026/1744 of 27 July 2026…
Where the AI Act Goes Beyond Your Existing Model Risk Management
Where the AI Act Goes Beyond Your Existing Model Risk Management A cross-border reading for risk control and validation functions at banks and insurers across the EU. What prudential validation already covers — and what the AI Act adds, wherever in the Union you sit. Legal position: 7 July 2026. Regulation (EU) 2024/1689. Subsequent developments…
ISO 42001 in Plain Language
ISO 42001 in Plain Language: What AI Management System Certification Actually Means A standard that is frequently misunderstood Legal position: 7 July 2026. Regulation (EU) 2024/1689. Subsequent developments — in particular Regulation (EU) 2026/1744 of 27 July 2026 — are not reflected in this article. This article states a professional view and does not constitute…
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