Responsible AI Is Not a Project. It’s an Operating Model. Most organisations treat responsible AI as an undertaking with a start, an end and a sign-off. At the end there is an audit, a certificate, a folder. None of that is wrong — it is simply incomplete. A certificate documents a date. An AI system…
Algorithmic Fairness in Underwriting and Scoring — What Prudential Validation Does Not Test For actuarial functions, credit risk modelling and model validation: which fairness metrics apply to a real scoring or pricing model, why they contradict one another, and why the exercise need not fail on the fact that you are not permitted to hold…
Where the AI Act Goes Beyond Your Existing Model Risk Management A cross-border reading for risk control and validation functions at banks and insurers across the EU. What prudential validation already covers — and what the AI Act adds, wherever in the Union you sit. Legal position: 7 July 2026. Regulation (EU) 2024/1689. Subsequent developments…
ISO 42001 in Plain Language: What AI Management System Certification Actually Means A standard that is frequently misunderstood Legal position: 7 July 2026. Regulation (EU) 2024/1689. Subsequent developments — in particular Regulation (EU) 2026/1744 of 27 July 2026 — are not reflected in this article. This article states a professional view and does not constitute…
From Research to Regulation: How the science of AI Fairness shaped the EU AI Act Legal position: 21 July 2026. Regulation (EU) 2024/1689. Subsequent developments — in particular Regulation (EU) 2026/1744 of 27 July 2026 — are not reflected in this article. This article states a professional view and does not constitute legal advice in…
